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Business Deposit Rates

Dividends are calculated on daily balances on all accounts. The annual percentage yield is based on an assumption that dividends will remain in the account until maturity. A withdrawal, fees or other conditions will reduce earnings. Dividend rates are subject to change at any time without notice. Some deposit accounts may have a penalty for early withdrawal.

All deposit rates quoted are effective as of November 30, 2006.

Deposit Balance Dividend Rate Annual Percentage Yield Compounding/Posted
Regular Shares - minimum deposit to open is $10
All

$10 and over

.75% .75% Daily/Quarterly
Standard Business Checking - minimum deposit to open is $25
Business Basic

n/a

0.00% 0.00% n/a
Business Plus $2,000 .50% .50% Daily/Quarterly
Big Business $5,000 .50% .50% Daily/Quarterly
High Yield Business Tiered Checking - minimum deposit to open is $5,000
Tier 1 $25,000 - $49,999 1.00% 1.00% Daily/Quarterly
Tier 2 $50,000 - $99,999 1.09% 1.10% Daily/Quarterly
Tier 3 $100,000 & Over 1.24% 1.25% Daily/Quarterly
Certificates of Deposit (CDs) - minimum deposit to open is $1,000
6 month $1,000 & Over 2.97% 3.00% Daily/Quarterly
1 Year $1,000 - $9,999
$10,000 & Over
3.45%
4.33%
3.50%
4.40%
Daily/Quarterly
2 Year $1,000 - $9,999
$10,000 & Over
3.70%
4.43%
3.75%
4.50%
Daily/Quarterly
3 Year $1,000 - $9,999
$10,000 & Over
3.70%
4.43%
3.75%
4.50%
Daily/Quarterly
5 Year $1,000 - $9,999
$10,000 & Over
3.94%
4.36%
4.00%
5.00%
Daily/Quarterly
 
 

350 Capitol Street, Room 156  |  Charleston, WV 25301  |  (304) 721-4145 phone |  (304) 340-7090 fax

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Disclosures


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